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Cheapest Places in New York to Live

let’s explore the top 10 Cheapest Places in New York to Live. While New York City is known for its high costs, various towns in upstate and Western New York offer a quality lifestyle at a more affordable rate. These towns provide a relaxed atmosphere and are perfect for young adults and families seeking affordable living without compromising too much on the city’s buzz. we delve into these budget-friendly New York communities. Now, let’s dive into each of the top 10 Cheapest Places in New York to Live.

Top 10 Cheapest Places in New York to Live


Starting at number 10, Mohawk, a town in Herkimer County, offers a median home value of $136,800 and a median household income of $47,063. Positioned conveniently along the New York State Thruway, Mohawk enjoys affordable property values and living costs, about 16% lower than the national average.


Next on the list, at number nine, is Attica, a town in Wyoming County. With a median home value of $104,900 and a median household income of $60,843, Attica boasts affordability while being close to Buffalo and Rochester, offering ample employment opportunities.


At number eight, Falconer, a village in Chautauqua County, presents a median home value of $69,900 and a median household income of $40,481. Falconer offers a serene setting with lower housing costs, making it an ideal place for families and those seeking a quieter lifestyle.


Moving to number seven, Ogdensburg, a city in St. Lawrence County, offers a median home value of $67,900 and a median income of $41,965. Situated along the St. Lawrence River, Ogdensburg provides scenic beauty and a bustling atmosphere, albeit with significantly cheaper property values.

Port Byron

Number six brings us to Port Byron, a small village in Cayuga County, offering a median home value of $86,300 and a median household income of $54,318. Located near I-90 and Highway 31, Port Byron provides easy access to major cities and ranks among the best places for family life.


Hornell, at number five, presents a median home value of $67,500 and a median household income of $42,562. Known for its scenic beauty and excellent schools, Hornell, despite its somewhat isolated location, offers an affordable living environment.

Weston Mills

Continuing the list, number four, Weston Mills, a hamlet in Cattaraugus County, provides a median home value of $81,800 and a median household income of $52,991. While slightly isolated, Weston Mills offers a peaceful lifestyle and excellent opportunities for families and retirees.

Herkimer County

At number three, Ilion, a village in Herkimer County, boasts a median home value of $81,900 and a median household income of $54,397. With affordable housing and a central location, Ilion is an attractive option for those seeking a low-cost yet quality lifestyle.


Bridgeport, positioned at number two, offers a median home value of $85,400 and a median household income of $59,119. Considered a Syracuse suburb, Bridgeport offers affordable housing and a good mix of urban and outdoor amenities.


Finally, topping the list at number one is Celoron, a village in Chautauqua County. With a median home value of $56,900 and a median household income of $42,030, Celoron is a peaceful waterside village perfect for those seeking a quaint yet affordable lifestyle.

Tips to Choose the Cheapest Places in New York to Live

Moving to New York City in 2024? Let’s talk. Before diving into the awe-inspiring aspects of life here.

First off, safety. It’s a big deal here. Installing extra locks, facing occasional package theft, or encountering random people with access to our buildings has become part of the New York experience. It’s not always peachy keen, and sometimes, it feels like a gamble. But hey, I’ve chosen this place, so I’m taking steps to feel safer—redirecting packages, considering different living options, you name it.

The subways? Not the coziest or safest, especially in the winter. Homelessness is a visible reality here, and while there’s empathy, it doesn’t make those subway rides feel much better. Mind your business, they say. Headphones on, noise-canceling activated—that’s the trick to maintain sanity during commutes, even with the recent surge in ridership.

COVID-wise, it’s like 2019 all over again. Mask mandates are a thing of the past, and while some still mask up, the city’s back in action. Businesses are thriving, clubs are buzzing, and well, COVID is part of the package now. Risk or no risk, that’s the choice when stepping out.

Apartments. Oh boy. The rental scene is wild—queues just to view a place, rent hikes doubling rates, it’s all a bit surreal. Affording a one-bedroom? Prepare for a hefty price tag. The stress of basic needs, safety, bills—it’s a constant weight, adding to the New York anxiety.

But it’s not all doom and gloom. New York is a hub of opportunities unlike any other. The city offers a blank canvas to reinvent yourself. Sure, it’s tough, but that’s part of the charm. Lower your expectations, be surprised, and embrace the freedom to explore. The city tests you and shows what you’re made of, and if you’re up for it, it’s the most exhilarating place you’ll ever live.

So, if you’re moving, be prepared for a rollercoaster ride. It’s a city that challenges, rewards, and crafts its stories. To gauge affordability, skip generic searches for average rents. Instead, dive into, set price ranges, and explore.

FAQ: Cheapest Places in New York to Live

Here’s a FAQ for the topic “Cheapest Places in New York to Live:

Q: What are the cheapest places to live in New York?

A: Some of the most affordable places to live in New York include Mohawk, Attica, Falconer, Ogdensburg, Port Byron, Hornell, Weston Mills, Ilion, Bridgeport, and Celoron.

Q: How are these places affordable?

A: These areas offer lower median home values and household incomes compared to the statewide averages. Additionally, the cost of living in these towns is significantly lower than in larger cities like New York City.

Q: What amenities are available in these affordable areas?

A: While they may not have the same urban amenities as larger cities, these towns often offer a more relaxed lifestyle with access to parks, outdoor attractions, good schools, and some employment opportunities within their local economies.

Q: Are these places suitable for families?

A: Yes, many of these affordable areas are considered family-friendly with low crime rates, good schools, and a tight-knit community atmosphere, making them suitable for families.

Q: Are there job opportunities in these areas?

A: Some towns have local employment options, while others might require commuting to nearby cities for work. The proximity to larger cities like Buffalo, Rochester, and Syracuse also provides additional job prospects.

Q: Is transportation easily accessible in these towns?

A: Public transportation might be limited in some areas, but they are often conveniently located near major highways, making travel to nearby cities or attractions relatively accessible by car.

Q: What’s the weather like in these areas?

A: The climate varies across these towns, but being located across different regions of New York, they generally experience the typical Northeastern weather, with colder winters and mild summers.

Q: How can I find housing in these affordable areas?

A: Real estate listings, local realtors, and online housing platforms are good starting points to explore available housing options in these towns.

Q: Are these areas diverse in terms of culture and community?

A: Each town has its unique community, and while some may be more diverse than others, they all contribute to the cultural fabric of New York State.

Q: What other factors should I consider before moving to these affordable places?

A: It’s essential to consider factors such as job availability, proximity to amenities, schools, healthcare facilities, and overall lifestyle preferences before making a decision.

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